Judging by the past reform in 2004-2005, it has shown that Nigeria’s banking recapitalisation will be judged not by the size of balance sheets, but by...
Nigeria has travelled this road before. Bigger banks and higher capital thresholds have previously delivered reassuring headlines, only for familiar weaknesses to resurface in new forms....
Well-capitalised banks can take on larger single obligor exposures, finance infrastructure projects, expand regionally, and compete more credibly with pan-African and global peers. From this perspective,...
Nigeria’s rising loan defaults are not merely an economic statistic; they are a governance signal. They reflect a system under stress, yes, but also one still...
The CBN’s macroeconomic outlook for 2025 and projections for 2026 provide both reassurance and a call to action. Nigeria’s recent performance highlights the economy’s underlying strengths...
The NIBSS Instant Payment (NIP) platform is the backbone of the economy. In Q1 2025, NIP transactions reached a value of ₦285 trillion. In November 2025,...
Nigeria has chosen discipline – but only for the poor. The trader withdrawing her own money is treated like a financial criminal. But the politician withdrawing...
For now, the capital has been raised, but the true capital that counts is the confidence Nigerians place in their banks every time they log into...
Nigeria is at an intersection. While cash can relieve hardships, it cannot shape the future economic landscape. The current task is to apply this policy without...
The CBN’s choice to maintain elevated interest rates is based on drawing foreign portfolio investors (FPIs) to support the naira’s stability. However, FPIs are well-known for...